Now you can instantly send and receive local transfers and make payments 24/7 through the Instant payment network (IPN)

Features & Benefits:

  1. Link all your bank accounts in one app
  2. Execute 24/7 instant and secured transfers between accounts, cards, and mobile wallets
  3. Ease of collecting money
  4. Balance inquiry
  5. Issue mini statements
  6. Make charitable donations through the app


IPN allows customers to send money to any of the following:

  1. Bank accounts using:
    1. Account number or IBAN
    2. Mobile number (for IPN on-boarded customers only)
    3. IPA (Instant Payment Address for IPN on-boarded customers only)
  2. Digital wallets (using mobile number)
  3. All type of cards (using 16-digit card number)

How to Register?

  1. Download the app (InstaPay) from your mobile device's app store (Apple store or Google Play store)
  2. Review the terms and conditions of the application before agreeing to it
  3. While carrying out the preliminary steps, you will need to select the bank account associated with your existing mobile phone number
  4. You will then be asked to create an account IPN and PIN, which can only be accessed through your mobile device
  5. Create instant payment address (IPA) for the specified account

To learn more about the InstaPay App and which banks are part of the Instant Payment Network (IPN)