Cairo, February 2026:

In continuation of its robust performance since entering the Egyptian market, Al Ahli Bank of Kuwait - Egypt (ABK-Egypt) reported outstanding financial results for the fiscal year ended 31 December 2025 with Net Profit recording at EGP 5.3 billion, showing growth by 39% in 2025 compared to EGP 3.8 billion in 2024 after excluding foreign exchange revaluation impact. Net Interest Income grew by 29% to reach EGP 8.4 billion in December 2025 compared to EGP 6.5 billion at the end of 2024.

Meanwhile, Total Assets grew by 26% to reach EGP 178.1 billion compared to EGP 141.6 billion at the end of 2024 indicating a strong financial position and a robust balance sheet. Total Customer Deposits increased by 18% reaching EGP 141 billion compared to EGP 119.9 billion in December 2024, and the Bank's Total Gross Loans Portfolio expanded by 26% to reach EGP 87.6 billion compared to EGP 69.3 billion in 2024. Moreover, Non-Performing Loans (NPL) ratio recorded 1.31 % at the end of 2025 compared to 1.74% at the end of 2024.

Commenting on these results, Mr. Ali Marafi, Chairman of ABK-Egypt, said: “Over the course of 2025, the Bank managed to achieve outstanding financial results and strengthen its market position, demonstrating the agility of our strategy and business model that enabled us to cope with the dynamic economic landscape. This strong performance is another milestone in our 10-year journey, validating our bold vision and ambitious strategy. In alignment with our relentless pursuit of achieving the Group’s goals and enhancing shareholders’ rights. Furthermore, I would like to take this opportunity to extend my sincere gratitude to our Board of Directors, our shareholders, and our customers for their continued trust in our Bank. 

Mr. Ali Marafi stated that over the course of 2025, ABK-Egypt expanded its positive social impact by collaborating with non-profit organizations under the auspices of the Central Bank of Egypt (CBE). These efforts focused on implementing various Corporate Social Responsibility (CSR) initiatives, reflecting the Bank’s ongoing commitment to driving meaningful and sustainable change within the community. These initiatives were also endorsed by the Bank’s employees, who have shown high level of participation in volunteering activities. Meanwhile, we reaffirm our commitment to continue providing both financial and moral support to those in need in order to build a more cohesive society.

In the same context, Mr. Khaled El Salawy, CEO and Managing Director of ABK-Egypt praised the Bank’s strong financial performance in 2025, stating: "This year marks a significant milestone as we celebrate our 10th Anniversary in the Egyptian market, since our journey started back in March 2016”. He emphasized that the Bank’s results reflect the efficiency of our business strategy in achieving growth despite local and global economic challenges. He added that these achievements are a direct result of the dedication and commitment of the Executive Management team, as well as the relentless efforts of all employees, who consistently strive to strengthen the Bank’s leading position in the Egyptian market. The Bank recorded a Profit Before Tax EGP 7.5 billion, representing a growth rate of 45% compared to EGP 5.2 billion at the end of 2024, excluding the impact of foreign exchange revaluation.

Mr. Khaled El Salawy confirmed that the Bank has set an ambitious strategy focusing on sustainable growth through enhancing operational efficiency across all functions with clear performance indicators, in addition to strengthening its geographical presence and service levels to ensure the best banking experience for its customers. He further highlighted that the Bank’s constant efforts in offering innovative products that cater for the evolving needs of both individual and corporate customers has enabled us to strengthen our position and market share. The Bank has also boosted financial inclusion by launching a series of impactful programs and activities that reached out to various segments in full alignment with national directions and the Central Bank of Egypt’s (CBE) initiatives.

Mr. Khaled El Salawy added, after ten years of multiplied growth rates and impressive business performance, ABK-Egypt will continue to focus on its key strategic pillars over the coming period. These include taking further steps towards implementing its digital transformation strategy, adopting sustainability practices in its operations, investing in its cybersecurity infrastructure, promoting customer-centricity throughout its culture, and investing in its human capital. 

It is worth mentioning that Sustainability and Sustainable Finance remain integral to ABK-Egypt’s core values and business strategy. In 2025, the Bank continued to strengthen its Sustainable Finance division and further operationalize its sustainability strategy through enhanced ESG risk management frameworks, portfolio monitoring, and governance structures, in line with regulatory requirements and best international practices. 

ABK-Egypt has remained committed to its promise of providing banking solutions that enrich and simplify the lives of its customers. A transformative shift in corporate culture has fostered an environment of collaboration, transparency, and innovation, enhancing employee engagement and customer satisfaction.