Floating Certificate

Floating Certificate

With El-Motamayeza variable certificate, enjoy competitive rates and different range of payment frequencies.

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Features

  • Available in 3 years (Local Currency)
  • Redemption is allowed after 6 months of certificate issuance
  • Choose the interest payment frequency that best meets your needs:
    • Daily, Monthly, Quarterly, Semi-annually.

Benefits

  • Interest is automatically credited to your ABK-Egypt Current or Saving Account
  • Access to secured lending facilities up to 95% of the certificate amount.

Interest rates (Effective starting 15th of February 2026):

Term Payment Frequency Rate
3 Years
Daily 18.75%
Monthly 18.80%
Quarterly 19.00%
Semiannually 19.25%


More Informations

  • By visiting your nearest ABK-Egypt Branch

  • Read the 'Have you introduced yourself? Brochure to find the identification documents required to collect your personal data.

  • Important Information regarding procedures for opening a new account

  • In a bid to help the government combat terrorism financing and money laundering activities. The Central Bank of Egypt has imposed regulations requiring all financial institutions to obtain, verify and record information identifying the customer opening an account by filling a "Know Your Client" form.

  • For more details regarding interest calculation or breakage calculation please click here

  1. Individuals Customers
  2. Egyptians or Foreigners
  1. Free access to Online Banking
  2. Access to our 24/7 ABK – Egypt Call Center 19322

The required documents that should be obtained to open an individual account are:

For Egyptians
  1. Valid Customer ID
  2. In case of any mismatched information with the provided ID, the following documents might be required:
    1. Recent utility Bill for the current address
    2. Document proving latest employment data

For Resident Foreigners
  1. Valid passport for at least 6 months
  2. Residence documentation along with customer’s address in Egypt
  3. Profession license /taxes card or document proving residence reason

Contact Info

For more information, please visit ABK-Egypt nearest branch or contact our call center 24/7 at 19322